The Need for Renters Insurance in Assisted Living Centers
While most apartment renters in Allen, TX understand the need for renters’ insurance, those residing in assisted living centers or nursing homes don’t always recognize the same need. However, these residents, too, require renters’ insurance, provided by Texas Independent Insurance, to safeguard their belongings and cover any potential liability.
Review Your Lease Agreement
Certain assisted living centers and nursing homes stipulate that residents must possess a renters’ insurance policy in their lease contracts. It’s prudent to check whether your lease includes such a requirement. Even if it doesn’t, procuring a policy remains a good idea for your safety and peace of mind.
Renting in a senior community differs from renting in a regular apartment only in terms of the staff who provide care. The majority of such communities or graduated-care facilities allow residents to bring home furniture, clothing, and personal mementos. Although most people don’t relocate with all their belongings, they still bring many valuable items, while others go into a storage unit.
The Flexibility of Renters Policies
A single renters policy can cover items brought into the care facility as well as those kept in the storage unit. The policy must specify the addresses where your belongings are covered. It’s also advisable to add an endorsement for any high-value items, such as engagement or anniversary rings.
Get in Touch with Our Insurance Agency in Allen, TX Today
A renters’ policy from Texas Independent Insurance ensures you have all the necessary coverage for your items and liability in your rented home in Allen, TX, or the surrounding areas. Whether you’re moving into an assisted living center near Lake Lewisville or in the heart of nearby Fort Worth, rest assured that our renters’ policy has you covered.
