How Flood Insurance Differs from Homeowners Insurance

Posted on November 20, 2024November 19, 2024 by admin

Understanding the differences between flood insurance and homeowners insurance is crucial for protecting your home. At Texas Independent Insurance in Allen, TX, we’re here to help you navigate these distinctions so y[...]

Should I Get Flood Insurance?

Posted on May 28, 2024May 28, 2024 by admin

If you own your own home, you may wonder if you need flood insurance. In many situations, flood insurance is a good idea. At Texas Independent Insurance in Allen, TX, we offer flood insurance. Why Get Flood Insuranc[...]

Flood Insurance Covers Your Home Investment in Uncertain Climate Conditions

Posted on November 30, 2023November 30, 2023 by admin

Texas Independent Insurance Offers Flood Insurance For Texas Homeowners Weather conditions seem less predictable than they have been in the past. Sudden extreme weather events can arise that cause damage to homes and[...]

Can Flood Insurance Provide Retroactive Coverage?

Posted on May 19, 2023June 7, 2023 by admin

At Texas Independent Insurance in Allen, TX, we are happy to provide many different types of insurance policies, including flood insurance. While some homeowners call us to get coverage as soon as they close on a new[...]

What is a Flood Map?

Posted on November 28, 2022December 1, 2022 by admin

Flood insurance is not a requirement by law for Allen, TX homeowners, though a lender can require you to obtain a policy. This is true, particularly if they are government-backed. In addition, many people decide to p[...]

Will flood insurance cover damage to the foundation of my home?

Posted on May 31, 2022June 9, 2022 by admin

Your house’s foundation is the structural foundation of your home. Your home sits on top of your foundation. However, as time goes on, your foundation may crack and settle. Other things may also happen that affect th[...]

3 Benefits of Flood Insurance

Posted on November 29, 2021December 8, 2021 by admin

Just because floods haven’t hit your home, it doesn’t mean you won’t encounter floods in the future. Floods are the most common natural disaster in the US. Unfortunately, your typical home or business insurance doesn[...]

Let’s Talk About Flood Insurance

Posted on May 24, 2021May 24, 2021 by admin

Due to heavy rains and pounding thunderstorms, Texas is never a stranger to floods. Floods are unpredictable, and when they do strike, they result in property damage and even loss of lives. Given the imminent danger [...]

Variables Texas Residents Should Consider While Researching Flood Insurance Policies

Posted on November 28, 2020November 28, 2020 by admin

Texas Independent Insurance serves the Allen, TX community, and the surrounding areas by offering multiple types of insurance policies. We are focused on providing excellent customer service to our clients and findi[...]