Texas Independent Insurance Offers Flood Insurance For Texas Homeowners

Weather conditions seem less predictable than they have been in the past. Sudden extreme weather events can arise that cause damage to homes and businesses. You may not have considered flood insurance in the past, but today’s unsettled weather conditions can expose you to flooding risks you may not have had before. At Texas Independent Insurance in Allen, TX, we can help you acquire flood insurance to protect your investment.

Who Needs Flood Insurance?

In previous decades, people who lived near coastal areas were usually the only ones who needed flood insurance. Today, however, flooding can result from unusually heavy rains or overflowing of nearby bodies of water that were previously reliable. Even development can change the landscape of a neighborhood, increasing the risk of flash flooding events. That’s why more people are opting for flood insurance coverage for their homes.

What Does Flood Insurance Cover?

Standard flood insurance policies cover such building features as walls, cabinets and foundations, furnaces, central air conditioning systems, electrical systems, plumbing systems, water heaters, and installed carpeting. It will also cover sprinkler systems and fire extinguishing systems. Contents coverage includes furniture, fixtures, clothing, washers, dryers, dishwashers, microwave ovens, window air conditioners, and freezers. It will also cover valuable items like artwork, furs, and jewelry up to a certain limit.

Choose Texas Independent Insurance For Your Flood Insurance in Allen, TX

Our experienced agents can answer your questions about flood insurance coverage and how it protects your property. We offer a range of insurance products for both individuals and businesses. Contact Texas Independent Insurance today for a no-obligation quote on flood insurance to protect you against expensive flood event losses.