Click to Call
Texas Independent Insurance

1020 W. Exchange Pkwy, Suite 2130
Allen, TX 75013

Get Directions

Featured Insurance Blog

Why do people need to have motorcycle insurance?

Owning a motorcycle in Allen, TX can be a good option for many people. If you do purchase one here, you need to carry motorcycle insurance at all times.

There are various reasons why this coverage is considered a necessity:

Reduce Risks

One of the primary reasons to get an insurance plan for your motorcycle is to reduce your risks of ownership. There are always going to be risks that come with owning and operating a motorcycle and a motorcycle insurance plan can mitigate many of them. With a motorcycle insurance plan, you will be able to offset your liability risks that can come with causing an accident. It also can be used to offset the risks associated with your motorcycle being damaged in an accident or stolen as you can receive support to replace the asset. 

Owners Often Have Requirements for Coverage

It also would be a good option to get a motorcycle insurance plan as it could be a requirement. Most people that own a motorcycle are also going to be required to carry motorcycle insurance. If you have taken out a loan when you bought the motorcycle, you will likely need to carry a policy to comply with any lender standards. In Texas, motorcycle operators are required to carry liability insurance if they want to drive it on a public road. With a proper motorcycle insurance plan, you can stay in good standing with such requirements. 

Give Us A Call

Having motorcycle insurance is a necessity if you want to own or purchase a motorcycle in the Allen, TX area. Once you are ready to start looking for coverage, it would be a good idea to call Texas Independent Insurance. The team with Texas Independent Insurance will give guidance that can help you build your next policy to protect your motorcycle. 

Request a Quote

Why Work With Us?

  • Locally owned and operated
  • We work for you, not the insurance companies
  • We offer unbiased insurance reviews
  • We represent multiple top-rated insurance carriers
  • Rate Shop Guarantee- If your insurance rates increase unfairly at renewal, we will automatically re-shop your insurance
  • Service your policies from our website or app 24/7

Testimonials

Partner Carriers

  • AIG
  • Allstate
  • American Modern Insurance
  • American National
  • Anchor Insurance
  • ASI Lloyds
  • Bankers Insurance
  • Banner Life Insurance
  • Berkshire Hathaway GUARD
  • Bristol
  • Chubb
  • CNA
  • Foremost
  • Hagerty
  • Hippo
  • Infinity
  • Kemper
  • Liberty Mutual
  • Lighthouse Insurance
  • Lloyds Insurance
  • Maison Insurance
  • Mercury Insurance
  • MetLife
  • Nationwide
  • Philadelphia
  • Progressive
  • Safeco
  • State Auto Insurance
  • Texas Mutual Insurance
  • The Hartford Insurance
  • Travelers
  • United Healthcare
  • UPC
  • USLI
  • Zurich