Farmers Term Life Insurance

Farmers Term Life Insurance is the right choice when you're looking for temporary coverage to fit your current family or business needs. These plans generally provide the most coverage for your insurance dollar. What's more, several of the plans are renewable or even convertible to permanent forms of coverage that lock in your premium cost over the life of the policy.

There may be times when you need temporary additional life insurance protection. Farmers Level Term 2000 policies provide affordable life insurance coverage that is guaranteed to remain level as long as you need the coverage. Whether for family or business needs, Farmers Level Term 2000 Life Insurance may be the right product for your needs.Farmers Level Term 2000 Life Insurance coverage can help safeguard your family's financial security by paying for a mortgage balance, a child's college education, family income, personal debts or final expenses. Farmers Level Term 2000 coverage can also be used to meet a variety of business life insurance needs, such as key person coverage, security for a business loan, funding for a buy/sell agreement or low-cost optional employment benefit.

Riders and Benefits

An Accelerated Death Benefit - Terminal Illness Rider2 may be included with your policy at no extra charge. If you are diagnosed with a terminal illness while your policy is in force, this rider allows you to request payment of a portion of the policy's death benefit. For an additional cost, other riders and benefits may be added to tailor your Farmers Level Term 2000 policy to your special circumstances. The amount available will be calculated by Farmers New World Life Insurance Company3 at the time of the request.

Deposit Fund4

This optional side fund may be used to build cash for the future. The minimum payment is $25. Interest is compounded annually, and the fund earns a competitive current interest rate. Withdrawals from the fund do not affect the policy's death benefit.

1 Farmers Level Term 2000 (policy form numbers 2000-227; 2000-228; 2000-229; 2000-230; 2002-226). All products and features are not available in all states and may vary by state.

2 Policy forms 2004-127 ABR-TI series and 1995-127 ABR series.

3 Farmers New World Life Insurance Company, Mercer Island, WA 98040

4 Policy forms 1994-10,000 RDF series, 1994-10,001 PDF series, 1994-10,002 RPDF, and 1994-10,004 RPDF(w).

Products and features not available in all states and may vary by state.

Farmers® decreasing term Life insurance*

There may be times when you need additional Life insurance protection. Farmers Decreasing Term Life insurance provides additional coverage at affordable cost for as little as 15 and as long as 30 years. Farmers Decreasing Term Life insurance provides coverage that decreases over the period you choose, while the premium remains the same for the covered period. Farmers Decreasing Term Life insurance coverage can help safeguard your family's financial security by paying for a mortgage balance, a child's college education, family income, personal debts or final expenses.

Farmers Decreasing Term Life insurance coverage can be used to meet a variety of business life insurance needs, too, including key person coverage or funding for a buy/sell agreement.

For an additional cost, riders and benefits may be added to tailor your Farmers Decreasing Term policy to fit your special circumstances.

Deposit Fund**
This optional side fund may be used to build cash for the future. The minimum payment is $25. Interest is compounded annually and the fund earns a competitive current interest rate. Withdrawals from the fund do not affect the policy's death benefit.

For more information, contact your local Farmers agent.

* Farmers Decreasing Term Life insurance (policy form number 1995-255-258 series) . All products and features are not available in all states and may vary by state. Issued by Farmers New World Life Insurance Company, Mercer Island, WA 98040

** Deposit Funds policy forms 1994-10,000 RDF series, 1994-10,001 PDF, 1994-10,002 RPDF, and 1994-10,003 RPDF(w)